Powerful Features for Modern Commerce

Explore the complete suite of tools that make NovaPay the preferred payment partner for businesses across Africa.

Payment Collection

Accept Visa, Mastercard, Verve, bank transfers, USSD, and mobile money. Support for recurring billing and tokenized cards.

Instant Payouts

Send bulk payments to bank accounts, mobile wallets, or cards. Process payroll, vendor payments, and refunds in seconds.

Payment Links

Generate shareable payment links in seconds. Share via WhatsApp, email, or SMS. No website or coding needed.

Smart Dashboard

Real-time transaction monitoring, revenue analytics, customer insights, and exportable reports. Data at your fingertips.

Fraud Prevention

AI-powered fraud detection blocks suspicious transactions. Configurable risk rules and real-time alerts keep your business safe.

Invoicing

Create professional invoices with payment links embedded. Automatic reminders, tracking, and reconciliation built in.

Built for Scale

Every feature is engineered for reliability, speed, and compliance.

Lightning-Fast Checkout

Our optimized checkout flow completes in under 8 seconds. Supports one-click payments for returning customers, saved cards, and auto-fill for mobile numbers. Average cart abandonment reduced by 34%.

Multi-Currency Support

Process transactions in NGN, USD, GBP, EUR, GHS, and KES. Automatic currency conversion at competitive rates. Multi-currency settlement accounts available for enterprise clients.

Mobile-Optimized Everywhere

Checkout, dashboard, and payment links are fully responsive. Optimized for the mobile-first African market where over 70% of transactions happen on smartphones.

Seamless Integrations

Connect NovaPay with the tools your business already uses.

Why NovaPay?

See how we compare to traditional payment processors in Nigeria.

Feature NovaPay Traditional Processors
Settlement TimeWithin 24 hours2-5 business days
Setup TimeUnder 10 minutes2-4 weeks
Transaction Success Rate97%+60-75%
Payment MethodsCard, Transfer, USSD, Mobile MoneyCard only
Fraud ProtectionAI-powered, real-timeManual review
API DocumentationComprehensive with SDKsLimited
Customer Support24/7 chat, email, phoneBusiness hours only